Payment accounts for the way your business moves money
Tell us what you do and where the money goes. We’ll tell you plainly whether we’re the right fit.
Online businesses
You take payments from customers and pay suppliers, platforms and contractors. A named IBAN keeps incoming payments recognisable, and the right rail keeps outgoing ones quick.
- GBP and EUR IBANs in your business’s name
- Live balances to see money arrive
- Faster Payments and SEPA Instant to pay out in seconds
- Virtual cards, ready in minutes, for online spend and subscriptions
- Customer paymentReceived · Faster Payments+£1,280.00
- SupplierSent · SEPA Instant−€940.00
- Ad platformVirtual card−£320.00
Importers and exporters
Collect in pounds or euros on a named IBAN and pay suppliers on SEPA and SWIFT. The fee and arrival time are shown before each payment, so there are no surprises.
- Pounds and euros held side by side
- SEPA and SEPA Instant for euro suppliers
- SWIFT for everything further afield
- Fee and arrival time shown before you confirm
- Customer paymentReceived · GBP+£9,800.00
- Euro supplierSent · SEPA−€7,450.00
- Overseas supplierSent · SWIFT−£5,100.00
Consultancies and agencies
Invoice in pounds or euros, get paid into an account that carries your company name, and pay contractors on the rail that fits.
- A named IBAN on your invoices
- Faster Payments for sterling, typically in seconds
- Prepaid cards with per-card limits for team spend
- One team as your point of contact
- Client invoiceReceived · SEPA+€6,000.00
- ContractorSent · Faster Payments−£2,400.00
- Team cardPer-card limit−£86.40
Sole traders and new companies
Keep business money separate from personal from day one. Newly incorporated businesses can apply, and there’s no overdraft or credit, so no credit history is needed.
- Sole traders: your name, address and proof of address
- Newly incorporated companies can apply
- A plain-English yes or no, with the cost
- Pounds and euros from the start
- First client paymentReceived · Faster Payments+£850.00
- SoftwareCard payment−£19.00
- AccountantSent · Faster Payments−£120.00
Illustration. Names and figures are sample data.
Looking for an account for yourself?
Individuals can open a personal account with an IBAN in their own name.
Ready when you are
Tell us what you do and where your money moves. You’ll get a plain answer on whether we can help.