Get paid by voucher.Hold your money in pounds and euros.Send it anywhere.
Prepaid vouchers your customers buy before they reach your checkout. Payment accounts with IBANs in your own name. Faster Payments, SEPA and SWIFT. A prepaid card. One FCA-authorised company behind all of it.
- Every voucher is paid for and reserve-backed before it's issued
- Payments in seconds on Faster Payments and SEPA Instant
- One licence you can check on the FCA register
- €5 to €150fixed voucher values, single use
- 100%+reserve cover before any voucher is issued
- SecondsFaster Payments and SEPA Instant arrival
- £3flat fee to send money to Brazil
- FRN 540997MDRN FX Services on the FCA register
Everything a growing business needs to get paid and pay out
Five products. One provider. One set of checks. Pick the ones you need now and add the rest when you're ready.
Credixa vouchers
An alternative payment method. The customer buys a fixed-value voucher, you redeem a one-time code, the money is already there.
Accept vouchersPayment accounts
IBANs in your business's own name, in pounds and euros. Voucher settlements and customer payments land here.
Open an accountFaster Payments, SEPA, SWIFT
Sterling in seconds, euros in seconds, the rest of the world in a day or two. The fee and arrival time are shown before you confirm.
See the railsPrepaid debit card
Physical and virtual. Spends only what you load, freezes in a tap, and every transaction shows up the moment it happens.
Get the cardSend money to Brazil
Same-day express to any bank in Brazil for a flat £3 fee. By WhatsApp, by phone, in the app or at our London branch.
Get today's rateRegulated and checkable
MDRN FX Services Limited is an FCA-authorised payment institution. One firm reference number, on a public register. Look us up.
Check the licenceThe customer pays before they reach you
A Credixa voucher is bought by card, checked, and backed by reserve funds before it exists. Your customer brings you a one-time code. You redeem it, the voucher is consumed, and the value is settled to your account.
- Fixed value, single useEuro vouchers from €5 to €150. Used once, then gone.
- Can't be faked or reusedOnly the customer holds the readable code. Redemption consumes it in the same step.
- Card data never touches youThe customer pays on a hosted checkout with 3-D Secure.
An account in your business's name, not a pooled reference
Customers pay into an IBAN that carries your name. Hold pounds and euros side by side, see every balance live, and move money yourself without waiting for someone to press a button.
Every payment on the rail that fits
Sterling goes on Faster Payments. Euros go on SEPA Instant where the receiving bank supports it. Everything else goes on SWIFT. You see the rail, the fee and the arrival time before you confirm, and nothing moves until you say so.
A card that only spends what you put on it
Load pounds or euros from your Alpha account and spend in shops, online and abroad. No credit, so no way to go overdrawn. Lost it? Freeze it from your phone. Virtual cards are ready in minutes for online spend and subscriptions.
About the cardBuilt around how your money actually moves
Tell us what you sell and where it goes. We'll tell you plainly whether we're the right fit.
Quick answers
What is a Credixa voucher?
A fixed-value, single-use prepaid voucher in euro values from 5 to 150. A customer buys it by card at a hosted checkout and redeems it once at an approved merchant. It cannot be cashed out or sent to another person.
Is Alpha Transfers a bank?
No. Alpha Transfers is a trading name of MDRN FX Services Limited, authorised by the Financial Conduct Authority as a Payment Institution, firm reference number 540997. Funds we receive for a payment are safeguarded rather than protected by the FSCS, and we do not lend.
How fast do payments arrive?
Faster Payments and SEPA Instant typically arrive in seconds, SEPA usually next working day, SWIFT in one to two days. Express transfers to Brazil are paid the same day.
How much does it cost to send money to Brazil?
A flat £3 fee per transfer. The exchange rate is confirmed before you send.